Planning for a Personal Financial Budget

Write a 3 page budget plan explaining why planning for a financial future and making sure that goals are achievable and have a specific time frame are important. Also explain in detail the item listed below:

  • how you would spend less than you earn
  • how you would save for a specific major purchase like a home or car.
  • How you would build a rainy day fund
  • How you would pay off debt
  • Include in the report a budget table with fictitious numbers but include sources of income and categorize expenses by:
  • Fixed
  • Variable
  • Needs
  • Wants
  • Include in the report how you would Compare income and expenses, how you would adjust/reduce expenses if necessary, and monitor your report to ensure that you were on track to hit your goals.

Use APA format and list all references cited

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